2 - 3 December 2026
Well& by Durst, 151 W 42nd St, New York
Inspiring innovation in insurance investment, capital management, and investment risk & operations

EVENT INFORMATION

Join us at Insurance Investor Live | North America 2026, and network with over 70 insurance investment, capital management, finance, and risk leaders, alongside renowned industry experts.

Discover new approaches to maximising returns and managing risk from general account, balance sheet, and cash holdings through risk-diversified strategies, plus explore innovations in financial, capital, and liability management and risk and actuarial modelling.

The Insurance Investor | North American Awards 2026 will recognize excellence amongst insurance investment teams, third-party asset managers, investment consultants, and fund services and solutions providers.

Reasons To Attend

IN PERSON NETWORKING

IN PERSON NETWORKING

Meet like-minded professionals and industry innovators from across the North American insurance investment, treasury, capital, and risk management sector, providing a fantastic opportunity to connect and engage with fellow insurance leaders.

ENGAGE WITH INDUSTRY EXPERTS

ENGAGE WITH INDUSTRY EXPERTS

Have the chance to raise questions with our expert speakers during audience Q&A and designated networking breaks, as well as an opportunity to gain insight into the thoughts and aspirations of your peers.

FOCUSED AGENDA AND PRESTIGE SPEAKERS

FOCUSED AGENDA AND PRESTIGE SPEAKERS

Your chance to hear from a prestigious line-up of speakers including insurers, regulators, economists, and academic institutes on the hottest industry topics to get first-hand insights, first, to create your market advantage.

CONTENT OPPORTUNITIES

CONTENT OPPORTUNITIES

Have your chance to raise questions with our expert speaker line-up, through live presentations, panel debates, plus our unique group based Talking Table Workshops, for enhanced learning
opportunities and to inspire new ideas to drive forward your asset management activities.

The Insurance Investor | North American Awards brings together the North American community of insurance investment, asset allocation, capital, risk, and operations management professionals, to recognize those organisations and individuals who have driven positive developments for the industry.

The winners will be revealed and celebrated at the annual Awards Ceremony on 3rd December 2026 in Midtown Manhattan, New York.

Register for this event
A Briefing on the Role of Insurance Capital in the Real Economy Hosted by Marsh at 1166 6th Ave, New York
9:00 - 11:25 am
NETWORKING BREAK
08:15 AM - 09:05 AM

BREAKFAST AND NETWORKING

9:00 - 9:30 am
9:30 - 9:45 am

Opening remarks and an insight to the Insurance Capital in the Real Economy Forum on April 27, 2027

9:45 - 10:20 am

FIRE-SIDE CHAT: The state of the Real Economy in 2027: macro factors, risks, and opportunities

10:20 - 11:05 am

PANEL DISCUSSION: Asset allocation and capital deployment: practitioners view on market dynamics and agility in the face of uncertainty

11:05 - 11:25 am

Summary remarks

11:25 - 11:50 am

Finish, further networking, and departure for Wells& By Durst for Insurance Investor Live | North America 2026.

12:00 PM - 1:00 PM

Arrival and networking break

1:00 PM - 1:10 PM

CHAIR’S OPENING ADDRESS


Noel Hillmann, Chief Executive Officer, Clear Path Analysis

1:10 PM - 1:15 PM

CHAIR’S COMMENTS


Noel Hillmann, Chief Executive Officer, Clear Path Analysis

1:15 PM - 1:45 PM

FIRESIDE CHAT: What the regulator is seeing and what it means for insurers’ portfolios


Moderator: Michel Leonard, Chief Economist Economist & Data Scientist, Insurance Information Institute


Carrie Mears, Chief Investment Specialist, Insurance Division of the Iowa Department of Insurance and Financial Services


 

1:45 PM - 2:25 PM

PANEL DISCUSSION: Balancing capital, liquidity and risk: do dynamic strategies strengthen balance sheet resilience?


Abbas Sharafeddine, Chief Financial Officer, Arabia Insurance Company


Karthic Raj, Head of Market and Liquidity Risk, QBE


Peggy Huang, Chief Investment Officer – Insurance, CC Capital


Winston Crowley, Senior Vice President/Institutional Fixed Income Sales, UMB


 


 

2:25 PM - 2:55 PM

PRESENTATION

1:10 PM- 1:15 PM

CHAIR’S COMMENTS


Cristina Melenchon, Senior Content Producer, Insurance Investor Live | North America

1:15 PM - 1:45 PM

FIRESIDE CHAT: Building investment operations for the next decade: what does excellence look like and how far will insurers have to go to achieve it?


 

1:45 PM - 2:25 PM

PANEL DISCUSSION: Strengthening operational resilience and risk oversight by outsourcing operations functions


Jon Ambos, Chief Operating Officer, Bentley Road Group


Dr. Gilles Cigerza, Senior Investment Specialist, Bermuda Monetary Authority

2:25 PM - 2:55 PM

PRESENTATION

12:00 PM - 1:00 PM

ARRIVAL AND NETWORKING LUNCH

2:55 PM- 3:30 PM

AFTERNOON REFRESHMENTS & NETWORKING

3:30 PM - 4:10 PM

PANEL DISCUSSION: How are asset based finance and rated notes reshaping balance sheets?


Nitiman Agrawal, Managing Director, Head of Investment Risk – Fixed Income, Voya Investment Management


Wanda Wu, Head of Credit Risk, Lincoln Financial


 

4:10 PM - 4:50 PM

PANEL DISCUSSION: Eliminating silos in investment, ALM and treasury into a single decision making framework to drive smarter allocation decisions.


Moderator: Christopher Anderson, Principal, Anderson Insights


Kam Moud, Head of Market, Liquidity and Portfolio Risk, Fortitude Re and Chief Risk Officer, Fortitude Life


Yuming Mei, Capital Modelling Actuary, Convex


 

3:30 PM - 4:10 PM

PANEL DISCUSSION: AI in investment operations: how to achieve efficiency gains, overcome governance risks and manage evolving changes


Moderator: Russell Newman, Managing Director, Great Lakes Advisory


Allah Rakha Sheikh, Chief Information Officer, Madison Mutual Insurance


Amy Harlacker, Managing Director, Head of Operations, Commonfund


Vincent Pasqualicchio, Investments Chief Operating Officer, American Family Investments

4:10 PM - 4:50 PM

PANEL DISCUSSION: Striving for transparency in private markets through valuations, reporting standards and due diligence best practice


Tony Martinez, Partner and Global Head, Mercer Sentinel

4:50 PM - 5:30 PM

END OF CONFERENCE & POST EVENT DRINKS RECEPTION

12:00 PM- 1:00 PM

DELEGATE ARRIVAL AND NETWORKING BREAK

8:30 AM - 9:05 AM

Insurance industry trends: beyond the headlines


Moderator: Christopher Mechem, Head of Institutional Insurance, Invesco


Pete Miller, Head of Client Investment Solutions, North America and Blake Mock, Managing Director, Insurance Relationship Management, Invesco


 

9:05 AM - 9:10 AM

CHAIR’S OPENING ADDRESS

Noel Hillmann, Chief Executive Officer, Clear Path Analysis


 

9:10 AM - 9:55 AM

PRESENTATION: Optimising portfolio growth: how to navigate geopolitical risk and macro volatility to shape portfolios


 

9:55 AM - 10:40 AM

PANEL DISCUSSION: The next credit cycle: what could a possible downturn mean for portfolios?


Moderator: Riana Burlile, Senior Director, Office of the Chief Investment Officer, New York Life Insurance Company


Andrew Payne, Chief Credit Officer, Corebridge Financial


Alex Chi, Deputy Chief Investment Officer for Global Credit and Head of Direct Lending, Carlyle Group


Steve Boothe, Head of Global Investment Grade,  Fixed Income Division, T Rowe Price

10:40 AM - 11:10 AM

PRESENTATION

11:10 AM -11:45 AM

MORNING REFRESHMENTS & NETWORKING

11:45 AM - 12:15 PM

PRESENTATION

12:15 PM - 1:00 PM

PANEL DISCUSSION: The search for spread; how to find it in a world of shifting rates and inflation


Ian Estus, Portfolio Manager, National Security Group


Sean Collins, Investment Senior Vice President, Prudential Financial


Dmitri Batsev, Managing Director, Imperial Fund Asset Management


Chris Ware, Senior Research Analyst & Trader, NEAM

11:45 AM - 12:15 PM

PRESENTATION


 

12:15 PM- 1:00 PM

PANEL DISCUSSION: Private credit deep-dive: the facts and figures behind the headlines and what they mean for insurers


Moderator: Pedro Latapi, Chief Executive Officer, HR Ratings


 

1:00 PM - 2:00 PM

LUNCH & NETWORKING

2:00 PM- 2:30 PM

FIRESIDE CHAT: Portfolio construction under capital constraints: how to optimise portfolios for yield, risk and RBC


Xioawei Han, VP, Head of ALM, TIAA


 

2:30 PM- 3:15 PM

PANEL DISCUSSION: Private v public credit: how can insurers tactically rotate allocation without sacrificing yield and liquidity?


 


 


 

2:00 PM - 2:30 PM

FIRESIDE CHAT: Asset backed finance: does spread pickup compensate for hidden complexity and risks?


Moderator: Louis Mortillaro, President of Fortis, FortisIMS


Federico Persico, Managing Director, Cerberus Capital Management

2:30 PM – 3:15 PM

PANEL DISCUSSION: Infrastructure, real estate and AI periphery – the opportunities and the risks


Moderator: Matt Maleri, Partner, NEPC


Liz Gorgolione, Senior Director of Credit Risk, Pension Risk Transfer, Banner Life


Siddharth Chakravarty, VP Investments, Coaction Specialty


Aakash Doshi, Global Head of Gold Strategy, State Street Investment Management

3:15 PM - 4:00 PM

KEYNOTE PRESENTATION: The regulatory road ahead: what every insurer needs to know about the NAIC vision


Elizabeth Kelleher Dwyer, President Elect, NAIC

4:00 PM

CLOSING REMARKS AND END OF CONFERENCE

4:50 PM – 5:30 PM

END OF CONFERENCE & PRE-AWARDS EVENING DRINKS RECEPTION

5:30 PM – 10:00 PM

Insurance Investor | North American Awards 2026

Chief Investment Officer

Heads of Investment Strategy

Heads of Asset-Liability Management

Treasurers and Controllers

Chief Financial Officers

Heads of Capital Management

Chief Risk Officers

Chief Actuary

Heads of Liquidity Management

Board Directors

Profile

Sessions

2026 Speakers Coming Soon

If you are interested in joining the speaker line-up for 2026, please contact our Senior Content Producer Cristina Melenchon at cristinamelenchon@clearpathanalysis.com.

Bain Capital

Bain Capital

Founded in 1984, Bain Capital is one of the world’s leading private investment firms. We are committed to creating lasting impact for our investors, teams, businesses, and the communities in which we live. We have 24 offices on four continents, more than 1,850 employees, and approximately $185 billion in AUM.

Bayview Asset Management

Bayview Asset Management

Bayview Asset Management, LLC’s Insurance Asset Management (IAM) group combines Bayview’s premier residential mortgage loan origination and Asset Based Finance (ABF) platforms with portfolio managers who have decades of experience managing insurance assets. We deliver customized, capital efficient investment solutions that align with insurers’ liability profiles and risk/return objectives by combining bespoke data and modeling, market insights, and critical sourcing relationships with disciplined pricing and execution.

Carlyle Group

Carlyle Group

Carlyle (NASDAQ: CG) is a global investment firm with deep industry expertise that deploys private capital across three business segments: Global Private Equity, Global Credit, and Carlyle AlpInvest. With $485 billion of assets under management as of June 30, 2026, Carlyle’s purpose is to connect people, ideas, and capital to fuel growth for companies and performance for investors. Carlyle employs more than 2,500 people in 28 offices across four continents. Further information is available at www.carlyle.com. Follow Carlyle on X @OneCarlyle and LinkedIn at The Carlyle Group.

Cerberus

Cerberus

Founded in 1992, Cerberus is a leading alternative investment manager with approximately $70 billion of assets under management across complementary credit, private equity, and real estate strategies. The Cerberus Asset Backed Opportunities ("CABO") platform, which was founded in 2008, manages more than $23 billion of assets and has invested over $160 billion across its target markets since inception. The platform's investment approach is supported by three integrated operating businesses, providing differentiated sourcing, underwriting, servicing, and asset management capabilities across residential credit and asset-backed finance markets. The senior leadership team has worked together for many years, bringing an average of nearly 30 years of industry experience and a long track record of investing across market cycles.

CIM Group

CIM Group

Clear Haven Capital Management

Clear Haven Capital Management

Focused on cash flow profile investing across both public and private asset backed credit markets, including investment-grade ABS and RMBS. Our strategies include IG Fixed Income, Total Return and Asset-backed Private Credit.

Egan-Jones Ratings

Egan-Jones Ratings

Egan-Jones Ratings Company, founded in 1995, is a Nationally Recognized Statistical Rating Organization (NRSRO) that issues timely, accurate credit ratings across private credit markets and asset classes. It gained credibility by flagging Enron and WorldCom failures and is recognized by the NAIC as a Credit Rating Provider. Egan-Jones is also certified by the European Securities and Markets Authority (ESMA). In 2025, Egan-Jones rated over 3,200 private debt deals. LinkedIn - https://www.linkedin.com/company/egan-jones X - https://x.com/EganJonesRating

Eldridge

Eldridge

Eldridge is an asset management and insurance holding company with over $70 billion in assets under management that consists of two divisions: Eldridge Capital Management and Eldridge Wealth Solutions. Eldridge Capital Management, through its subsidiaries, focuses on four investment strategies – diversified credit, GP solutions, real estate credit, and sports & entertainment. Eldridge Wealth Solutions, an insurance and retirement solutions platform, is comprised of Eldridge’s wholly owned insurance companies, Security Benefit and Everly Life.

HR Ratings, Credit Rating Agency

HR Ratings, Credit Rating Agency

With over 17,000 ratings and evaluations worldwide throughout its history, HR Ratings delivers robust, objective, rigorous, and transparent analysis backed by top-quality service. HR Ratings is registered with the SEC as an NRSRO to issue credit ratings for public finance, financial institutions, and corporates in the U.S. It is also recognized by the NAIC as a CRP. Registered with the CNBV in Mexico and certified as a CRA by ESMA in Europe and the FCA in the UK. Additionally, it is certified by the CBI as an approved verifier for green bonds.

Imperial Fund Asset Management

Imperial Fund Asset Management

Imperial Fund Asset Management delivers private credit solutions in residential mortgages, leveraging its securitization platform and expertise in asset-based finance, with over $10B in platform securitizations. Through a long-term partnership with A&D Mortgage, a top national non-agency originator, we provide insurers optimized residential loan portfolios balancing yield, liability, and risk.

Invesco

Invesco

Invesco is a leading independent global investment management firm, dedicated to helping investors worldwide achieve their financial objectives. By delivering the combined power of our distinctive investment management capabilities, Invesco provides a wide range of investment strategies and vehicles to our institutional clients around the world. We manage over $54.1 billion of institutional insurance assets and have a deep knowledge of our insurance clients and their evolving needs including flexible mandates and customized reporting. Invesco can deliver customized insurance investment solutions across a variety of asset classes including fixed income, bank loans, equities, ETFs, real estate and cash management. Learn more at www.invesco.com/insurance

New England Asset Management (NEAM)

New England Asset Management (NEAM)

New England Asset Management (NEAM) strives to be integral to the success of our insurance industry clients by providing investment management solutions through a team of skilled professionals dedicated to delivering exceptional client service. We aim to build true, enduring relationships with our insurance company clients by combining three core attributes: dedicated teams, actionable tools and tailored solutions

New York Life Investment Management

New York Life Investment Management

New York Life Investment Management is a diversified, global asset management firm dedicated to helping clients pursue long-term financial goals through various market cycles and generations. We offer clients access to specialized expertise and deep experience through independent investment teams within our family of affiliated boutiques. New York Life Investment Management remains committed to clients through a combination of the diverse perspectives of our boutiques and a focus on long-lasting, trusted relationships.

Nuveen

Nuveen

Nuveen is the asset manager for TIAA, one of the world’s most highly rated and financially stable insurance companies1. We leverage our deep expertise in partnering with insurance clients to tailor capital-efficient solutions to meet complex portfolio construction needs. Our platform of $1.4 trillion in AUM2 offers differentiated investments across private credit and private equity, real assets, fixed income, and responsible investing focused strategies. For more information, please visit www.nuveen.com/insurance. 1. For stability, claims-paying ability and overall financial strength, TIAA is one of only three insurers in the United States to currently hold the highest possible rating available to U.S. insurers from all four leading insurance company rating agencies: A.M. Best (A++ rating affirmed as of July 25, 2025 ), Fitch (AAA rating affirmed as of February 13, 2026), Standard & Poor’s (AA+ rating affirmed as of August 27, 2025), and Moody’s Investors Service (Aa1 rating affirmed as of February 12, 2026). There is no guarantee that current ratings will be maintained. The financial strength ratings represent a company’s ability to meet policyholders’ obligations and do not apply to variable annuities or any other product or service not fully backed by TIAA’s claims-paying ability. The ratings also do not apply to the safety or the performance of the variable accounts or investment products, which will fluctuate in value. 2. As of 30 June 2026. Nuveen assets under management (AUM) is inclusive of underlying investment specialists.

T. Rowe Price

T. Rowe Price

T. Rowe Price is a global asset management firm founded in 1937, with USD $1.8 trillion1 in assets under management and offices in 17 markets across four continents. Our investment philosophy is built on proprietary credit and equity research, disciplined risk management, and a collaborative, client-focused culture. We are dedicated to delivering investment excellence and tailored solutions for individuals, advisors, institutions, and retirement plan sponsors. Since 1985, T. Rowe Price has managed insurance assets and currently oversees USD $35 billion1 in Insurance General Accounts for U.S. and international clients through T. Rowe Price and its subsidiaries. Our deep fundamental expertise, combined with engaged and integrated relationship and investment management teams, enables us to provide insurance clients with thoughtful partnerships focused on compelling risk-adjusted outcomes. This highly interactive approach to client engagement is a key differentiator that reinforces T. Rowe Price’s service-oriented culture. 1AUM data is as of 12/31/2025 and includes assets managed by T. Rowe Price Associates, Inc. and its investment advisory affiliates. USA - Issued in the USA by T. Rowe Price Associates, Inc., 1307 Point Street, Baltimore, MD, 21231, which is regulated by the U.S. Securities and Exchange Commission. For Institutional Investors only. © 2026 T. Rowe Price. All Rights Reserved. T. Rowe Price, Invest With Confidence, the Bighorn Sheep design and related indicators are trademarks of T. Rowe Price Group, Inc. All other trademarks are the property of their respective owners.

State Street Global Advisors

State Street Global Advisors

At State Street Investment Management, we have been helping create better outcomes for institutions, financial intermediaries, and investors for nearly half a century. Starting with our early innovations in indexing and ETFs, our rigorous approach continues to be driven by market-tested expertise and a relentless commitment to those we serve. With over $6 trillion in assets managed*, clients in 60 countries, and a global network of strategic partners, we use our scale to deliver a comprehensive and cost-effective suite of investment solutions that help investors get wherever they want to go. *This figure is presented as of June 30, 2026 and includes ETF AUM of $2,203.98 billion USD of which approximately $156.81 billion USD in gold assets with respect to SPDR products for which State Street Global Advisors Funds Distributors, LLC (SSGA FD) acts solely as the marketing agent. SSGA FD and State Street Investment Management are affiliated. Please note all AUM is unaudited.

UMB Bank

UMB Bank

As one of the nation’s leading custodians, UMB Institutional Custody provides an array of solutions for insurance companies while integrating custody with other back-office services offered by UMB to achieve greater efficiency and seamless coordination. Our technology platforms enhance our processing capabilities and allow our experienced administrators to provide high-quality, proactive client servicing for trade settlement, corporate actions, other securities and cash/currency movement in your portfolios. Visit us at umb.com/institutionalcustody.

Increase your Profile Amongst Leaders in Insurance Investment

As a free to attend event for representatives of insurance, regulatory bodies, and select consultants, we’d like to thank our valued Event Sponsors for their continued support of free-to-access learning and events for asset allocators and investment professionals.

If your organisation could benefit from sponsorship or you would simply like to know more about how you can engage with our attendees, get in touch today. Call Noel Hillmann, Chief Executive Officer, on +44 (0) 207 160 6357 or email noelhillmann@clearpathanalysis.com.

MIKE HUFF

MIKE HUFF

Chief Investment Officer, Partner Re

Mike is the Chief Investment Officer of PartnerRe. He is responsible for management of all investment activities for PartnerRe’s global investment portfolio. Prior to joining PartnerRe, Mike was Head of Asset Allocation and Derivatives for TIAA’s General Account investment portfolio. Earlier in his career, he held various roles in derivatives, risk management, and portfolio management at Genworth Financial and Principal Financial Group.

Mike holds a BS in industrial engineering from University of Michigan and an MBA in finance from University of Illinois. He is a CFA Charterholder and a Professional Risk Manager (PRM)

MILLA TONKONOGY

MILLA TONKONOGY

Chief Investment Officer, AIG Americas, AIG

Milla Tonkonogy is the Chief Investment Officer for General Insurance North America at AIG, a
global multinational insurance corporation. Milla joined AIG in 2014 and is responsible for allocation
strategies and manager oversight for ~$60B of fixed income, alternative and equity investments for
the AIG Property and Casualty insurance companies located in the US, Bermuda and Canada. Milla is
an officer and the Deputy CIO of several GI US insurance companies and sits on several investment
committees at AIG.
Prior to joining AIG, Milla was responsible for global asset strategies and manager oversight for a
~$6B portfolio of fixed income investments for American Express and was part of the core team
responsible for developing the Federal Reserve macroeconomic stress testing program for the
investment portfolio.
Milla began her career in consulting and holds a BA in Economics from The Johns Hopkins University
and an MBA from Carnegie Mellon.

RUTH FARRUGIA

RUTH FARRUGIA

Chief Investment Officer, Resolution Life

Ruth joined Resolution Life as Chief Investment Officer in September 2024.

Previously, Ruth worked at MetLife for 13 years where she held a variety of Investment roles, most recently as Global Head of Insurance Asset Management. In this role, Ruth was responsible for the execution of investment strategies for the MetLife general account and development of strategic solutions for insurance company third party clients. This included management of multi-strategy portfolios across public and private assets, market strategy as well as insurance advisory services. Prior to this, Ruth held a variety of roles within the Investments division including Head of EMEA Portfolio Management and Head of Investments for Western and Central Europe.

Before joining MetLife, Ruth spent ten years at Gordian Knot Limited, a London-based fixed income asset manager specializing in investment grade credit. At Gordian Knot Ruth held several roles from structured finance credit analyst to senior portfolio manager.

Ruth holds an LL.D. (Doctor of Laws) from the University of Malta, a Masters in International Commercial and Shipping Law from the International Maritime Law Institute (United Nations) and a Master of Philosophy focused on Banking, Corporate Finance and Securities Law from the University of Oxford (Pembroke College).

XIAOWEI HAN

XIAOWEI HAN

Vice President, Head of ALM, TIAA

Xiaowei Han joined TIAA as the Head of ALM in February 2019, where she leads the asset liability management function. Her team focuses on liability-driven investment strategies, interest rate risk management, economic capital framework, dividend optimization, stress testing, asset and derivatives modeling, economic scenario generation, and supporting various corporate initiatives.

Before joining TIAA, Xiaowei worked for Transamerica since 2008, gaining deep experience in variable and fixed annuities, universal life, retirement & pension, and institutional businesses. She led the universal life valuation and modeling functions and also headed the Enterprise ALM function, which focused on holistic hedging, ALM analytics and strategies, capital management, asset and derivatives modeling, and ALM reporting across all lines of business. Prior to this, she worked as a Financial Risk Manager responsible for identifying financial risk in ALM/hedging strategies, modeling, and pricing related to annuities, retirement, and institutional businesses. Her other responsibilities at Transamerica included managing general account investments and hedging programs, liquidity management, designing and implementing variable annuity hedging strategies, reinsurance, capital initiatives, as well as statutory reporting for variable and fixed annuities.

Xiaowei holds a Master of Science degree in actuarial science from the University of Iowa, a Master of Science degree in physical chemistry from Nanjing University, and a Bachelor of Science degree in chemistry from Nanjing University. Additionally, she attained the following designations: Fellow of the Society of Actuaries (FSA), Chartered Financial Analyst

(CFA®) charter holder, and Member of American Academy of Actuaries (MAAA).

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10.2 You must not establish a link from any website that is not owned by you.

10.3 Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice.

10.4 If you wish to make any use of material on our site other than that set out above, please address your request to marketing@clearpathanalysis.com.

11 Links from our site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

12 Jurisdiction and applicable law

12.1 The English courts will have nonexclusive jurisdiction over any claim arising from, or related to, a visit to our site although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.

12.2 These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

13 Trademarks

Clear Path and Clear Path Analysis are trademarks Clear Path Analysis Limited.

14 Variations

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

15 Your concerns

If you have any concerns about material which appears on our site, please contact marketing@clearpathanalysis.com.

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